Product Liability Insurance

Product Liability Insurance

Product liability insurance protects you in case a product you produce or provide causes harm to a user or a user's property. A "product" is anything that is tangibly used, touched, or consumed. This type of insurance is recommended for every business that manufactures a product but is especially important for companies that produce food, clothing, toys or anything else that could conceivably cause harm to someone.

Most business owner's policies include limited product liability coverage. If, for some reason, you do not have this coverage through a business owner's policy and your product runs the risk of inflicting harm on other people, you may need to buy product liability separately. Similarly, if your product presents a higher risk of injury (for example, it contains a hazardous material), you may need to purchase additional coverage.

M.C. Thomas Insurance Agency offers free, comparative quotes on product liability insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.

  • TB
    They have outstanding customer service...
  • RW
    Everyone is friendly and helpful and a pleasure to deal with
  • BS
    We received prompt service to get our policy in place.
  • CL
    I would highly recommend!
  • JF
    Provide good consistent service!
  • ES
    Communication is excellent
  • MH
    Love the staff. Very helpful whenever I need assistance.
  • WP
    Scott and his staff are very easy to deal with, and provide excellent service.
  • LC
    Your service is excellent and you are very timely in answering questions.
  • Jason Rosnick
    Five stars!
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M.C. Thomas Insurance Agency, Bridgeport