Homeowners Insurance

Homeowners Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy. These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.

The cost of this coverage is determined by many rating factors. The quality of the coverage, however, is determined by the quality of the insurer and whether the policy is written on a named perils or all-risk basis. A named-perils policy covers only those losses specifically cited in the contract. The all-risk policy works the opposite way—unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier, not you, in the event of a loss.

M.C. Thomas Insurance Agency offers free, comparative quotes on homeowners insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.

RS
Scott Carnes at MC Thomas insurance is very easy to work with and always
TB
They have outstanding customer service...
RW
Everyone is friendly and helpful and a pleasure to deal with
JF
Provide good consistent service!
ES
Communication is excellent
DH
I love MC Thomas insurance agency.
MH
Love the staff. Very helpful whenever I need assistance.
WP
Scott and his staff are very easy to deal with, and provide excellent service.
LC
Your service is excellent and you are very timely in answering questions.
Jason Rosnick
Five stars!
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Dedicated to Finding You the Best Coverage!

M.C. Thomas Insurance Agency, Bridgeport